Page 34 - Sports Energy News, Cornwall, Issue No 156
P. 34

Can we remove the fishing for kids part at the top and add we now carry live minnow.


            Also can we say we are your ice fishing destination
         34                 Issue #156 January 2026                                                        www.sportsenergynews.com
            Thanks























      Johnston - Continued from page 10     managing debt and credit before  avoiding  the  statistical  average,”  to  create  friction.  Buyers  who
                                            buying.                               he  said.  “Mortgage  pros  are  well  feel  financially  ready  often  find
      unclear or unexpected costs.  The  Chad  Wilson,  Principal  Broker  versed in the dynamics of mortgage          themselves overwhelmed once the
      findings indicate transparency, not  at  Ideal  Mortgage  Solutions  and  agreements. We deploy knowledge        closing process begins, especially if
                                                                                                                       they rely primarily on self-directed
      just affordability, remains a major  Mortgage  Professionals  Canada  and tools to keep clients informed—
                                                                                                                       online  research.  Wilson  says  the
      hurdle.  Buyers  increasingly  rely  board  member,  says  the  results  right  down  to  the  closing  costs.”
                                                                                                                       takeaway  is  straightforward:  “The
      on  online  sources  for  guidance,  reflect  what  he  sees  in  practice.  Even with signs of improved buyer
                                                                                                                       onus  is  on  the  client  from  the
      with 39% saying they used online  “Most buyers go into the process          confidence in parts of the Ontario   outset  to  avoid  becoming  part  of
      research  to  understand  closing  with  tunnel  vision,  focusing          market,  the  survey  suggests  that   the  statistic—put  the  time  in  and
      costs and financial requirements,  solely  on  approval  and  rate,”  he    lack  of  clarity  around  terms,    surround  yourself  with  educated
      far more than those who learned  told  Canadian  Mortgage  Trends.          costs,  and  adjustments  continues  professionals.”
      directly  from  their  real  estate  “Everything  after  that  tends  to
      agent, (21%) or lawyer, (25%).        be about finding a suitable home.      Continued from page 32               hanging out with the boys twice a
                                            I’m  not  surprised  by  the  survey                                        week,  keeping  those  competitive
      Online  sources dominate,  even                                             their current sponsor, “Budweiser,”
                                            results.”                                                                   juices  flowing  while  maintaining
      though mortgage professionals                                               the  momentum  only  shifted  into
                                            Buyer  stress  peaks  when  the                                             the  bonds  that  make  amateur
      remain most trusted.                                                        a  higher  gear  with  back  to  back
                                            closing paperwork begins.                                                   sports so special.
                                                                                  championships. When you look at
      Ownright’s  data  highlights  a       Despite  entering  the  market        the stat sheet, Brandon’s resume is     Looking ahead, Brandon has no
      mismatch between where buyers         with  financial  confidence,  many    staggering:  eleven  seasons,  seven  plans to hang up the flags anytime
      get  their  information  and  who     respondents  said  stress  increased   league finals, four championships,  soon.  He  draws  inspiration  from
                                            during  the  closing  stage.  Sixteen
      they  actually  trust.  While  online                                       plus  two  additional  winter  league  the  league’s  iron  men  like  Brian
                                            percent  reported  anxiety  related
      sources  were  the  most  common                                            titles for good measure.              O’Neill,  Tommy  MacKay,  Scott
                                            to  interest  rates  or  home  values,
      source  of  financial  guidance,                                                                                  Coulter,  and  Marc  Bigras.  These
                                            while 6% said the process drained       Beyond  the  trophies,  Brandon
      only  6%  of  respondents  said                                             has  been  a  pillar  of  the  league’s   veterans  represent  the  longevity
                                            their finances. Nearly one in four,
      online  information  was  their                                                                                   Brandon  aspires  to  achieve.  He
                                            (24%), wished they had asked their    infrastructure. Serving as both Vice
      most trusted source. By contrast,                                           President  and  League  President     intends  to  keep  playing  as  long
                                            agent  or  lawyer  about  additional
      51%  said  they  trust  their  lawyer   costs  beyond  the  down  payment   for two years each, he has seen the  as his body allows, motivated by
      most  for  financial  clarity  during   and  mortgage  before  buying,  and   game  from  every  possible  angle.  the  simple  joy  of  staying  active
      closing,  followed  by  22%  who      17% wished they had asked more        Yet, if you ask him what sticks out  and the even simpler joy of a post
      trust mortgage lenders or advisers.   about  what  is  and  isn’t  included   most, he won’t point to a specific  game celebration with friends.
      This gap may be contributing to       in  closing  costs.  The  findings    trophy or a board meeting. Instead,     In a world where sports can
      confusion, with more than four in     underline how complex mortgage        he talks about the people.            often feel overly professionalized,
      ten buyers (41%) saying they need     agreements can be and how easily        For Brandon, the most cherished  Brandon  Picken  reminds  us  why
      more  education  on  total  closing   buyers  can  feel  overwhelmed        memories involve sharing the grass  we  started  playing  in  the  first
      costs,  and  29%  wanting  clearer    during  closing.  Wilson  says  that   with  his  brother,  Dan  Bertrand,  place. It is about the thrill of the
      breakdowns  of  adjustments  such     connecting  with  a  mortgage         and  one  of  his  best  friends,  Thor   win, the sting of the loss, and the
      as  utilities,  taxes,  and  credits.   professional earlier in the process   Grant. While the Budweiser squad    friends who are there for both. As
      Another  25%  said  they  need        can  help  prevent  that.  “Using  a   has  built  a  formidable  winning   long as there is a field in Cornwall
      better  budgeting  guidance  after  mortgage professional early in the      culture,  Brandon  insists  that  the   and a game to be played, you can
      closing, and 21% said they wished  process  is  a  very  important  step    camaraderie  is  the  real  prize.  He   bet  Brandon  will  be  right  in  the
                                                                                  thrives  on  the  weekly  routine  of
      they’d  received  more  advice  on  to  getting  properly  educated  and                                          thick of it.
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